Automobile Mutual Insurance Company of America, or Amica, was founded in 1907 by a man named A.T. Vigneron in Rhode Island. From the beginning he new he wanted to found his company on two principles: “The firm would seek out responsible policyholders, and it would treat them with respect by providing the best customer service possible.” And that is just what he’s done. Another company called Factory Mutual Liability Insurance Company of America was founded in 1921. The two companies became one in 1973 and is now known as Amica Mutual Insurance. And now in 2010, Amica is the oldest insurer of cars in the United States.
The pros of buying an automobile insurance policy with Amica Mutual are plenty. The quality customer service is above reproach. Since they don’t use agents to sell their policies, they’ve effectively cut out the middle-man, ensuring that you’ll always reach a representative of Amica. In comparison to similarly large companies, they have low prices that some would even call cheap. And according to consumer reports, they always pay their claims promptly. Making the process as painless as possible for you.
The cons are that they seem to be rather selective. Someone who has been in several accidents or maybe has had several traffic violations might not be approved for coverage, as they may be seen as too much of a risk to insure. And depending on where you live, there might not be a local office near you. However, they are currently serving all states except Hawaii.
Amica Mutual offers an abundance of special services including identity theft protection, prestige rental coverage, and accident forgiveness. They also offer many discounts such as safe driver discounts, multi-driver discounts, multi-policy discounts, and deductible options. Combine these with the ability to choose a payment plan that will fit your lifestyle and budget and deals are endless.
Amica is rated “Highest Customer Satisfaction Among National Auto Insurers, 11 Years in a Row.” by J.D. Power and Associates. The customers gave it the highest ratings for overall satisfaction, contacting the insurer, policy offerings, billing and payment, and pricing. It has also been an accredited business by the Better Business Bureau since 1957 and currently holds the highest rating available, the A+, for it’s trustworthiness. Amica Mutual Insurance Company also holds the superior rating (A++) with A.M. Best. Proving that should you have a problem and need to file a claim, Amica is a financially stable company and will have no problem process said claim. Customers repeatedly claim that Amica made the process of their filing a claim simple and stress free. And with that ease and endless support it has definitely won their client’s loyalty. Amica Mutual credits their success to their “exceptional service to policyholders.” And with these many awards and outstanding ratings, they’ve proven that to be true. If you’re looking for the total package when shopping for auto insurance, Amica Mutual is the way to go. Affordability, customer service, flexibility in policies, the smart choice is definitely Amica Mutual Auto Insurance!