Compare Car Insurance from Multiple Companies and Save $$$ Today!

Commerce Review and Rating

History of The Commerce Insurance Company

The Commerce Insurance Company, originally known as The Commerce Group, Inc., was founded in Webster, Massachusetts in 1972. The Commerce Insurance Company was established to give independent agents a way to serve their customer base, by focusing on their specific auto insurance needs. The Commerce Insurance Company over time has developed into the largest provider of personal car insurance in Massachusetts, by providing cheap insurance rates and great quotes. This insurance company is the number two car insurance writer in the of Massachusetts.

Pros of The Commerce Insurance Company

The Commerce Insurance Company has descent car insurance rates by comparison to other insurance companies. They are thorough in their insurance investigations; fast in obtaining financial relief to its customers; they provide very high professional customer service; and their agents show true empathy and passion. This insurance company has a large volume of customer who have been with them for well over 10 to 15 years. It is an indication of the high quality of service provided by Commerce, as well as their ability to be innovative in the development of the company over many years.

Cons of The Commerce Insurance Company

There were not a lot of cons for Commerce Insurance Company as a whole. The only adverse complaints were about a lack of communication with an isolated individual customer service representative. The other complaint was from a customer who felt that the insurance company was not financially competitive due to a recent increase in a policy, immediately after an auto accident.


The Commerce Insurance Company provides auto insurance, property and casualty insurance in Massachusetts, and New Hampshire. They offer coverage only through local independent agents with convenient office locations in Massachusetts and New Hampshire. Here is a list of the general services provided:

Auto Insurance
AAA Membership Discounts
Homeowners Insurance
Personal Umbrella Insurance
Earthquake and Flood Insurance
Business Insurance
Payment Information
Identity Theft
Other Discounts

States Covered by Commerce

The Commerce Insurance Company writes auto insurance in the State of Massachusetts, New Hampshire, and in Hempstead, New York.

The insurance company started writing auto insurance in the State of New Hampshire, in March 2001.

In April 2007, Commerce acquired SWICO Enterprises, Ltd., in Hempstead, New York, to provide car insurance, property, and casualty insurance through the holding company in Hempstead, New York Property and Casualty insurer State-Wide Insurance Company. The New York based insurance company mainly writes personal car insurance in the state of New York.

What are the overall ratings and satisfaction by consumers?

The overall ratings and satisfaction by consumers is positive. The Commerce Insurance Company writes over $1.0 billion in premiums, and ranks at the top of the list out of the best 50 property, and casualty insurance companies, which includes car insurance, in the United States by A.M. Best standards. They currently have over 1800 employees on staff.

The Commerce Insurance Company is an excellent choice for people looking for cheap insurance rates and fantastic quotes, in Massachusetts, New Hampshire, and Hempstead, New York.

Company Reviews