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Shelter Auto Insurance

Wouldn’t it be great if every company’s name really defined their purpose? No slogan necessary, our name says it all. Apparently, that was the idea behind Shelter insurance and in fact, their name came from their slogan. Depending on location, keep them in mind when shopping for cheap car insurance rates.

The History of Shelter Insurance

Missouri farmers banded together in 1914 to create a buying cooperative to save money on farming supplies. This initial success led the growing Missouri Farmers Association, to expand their cost saving efforts, to include providing insurance. Established in 1946, M.F.A. Insurance Company’s slogan was, “M.F.A. Is Your Shield of Shelter”. The company went independent in 1981 and adpoted the name Shelter Insurance.

Shelter Auto Insurance Positive Reviews

Shelter Insurance has been in business for over sixty years and has maintained an A+ rating with the Better Business Bureau. While that does not mean there haven’t been any complaints, there were none in the last three years, it is a testament to the company’s commitment to resolving any complaints to the customer’s satisfaction.

Shelter is a mutual insurance company, meaning that it is owned by the policyholders and success is usually defined as taking good care of the owners.

Their auto insurance rates are competitive and it is easy to get quotes online for comparison purposes. Shelter Insurance also provides auto insurance to cover individuals using their vehicle for business purposes..

Cons of Shelter Car Insurance Coverage

Shelter Insurance is a regional company and logistics can be a little more difficult when traveling. Auto insurance claims outside the service area may require more time and effort, on the customer’s part, than might be necessary with national companies.

There have been complaints, as with just about any company having been in business for many years. Most appear to be claimants and not policyholders. Some of these complaints were more about the amount of the settlement than the service provided, not a surprising result of some accident settlement cases.

Special Services Offered by Shelter

Whether it is the family soccer van or the RV around the side of the house, Shelter Insurance will provide the needed coverage. Also included are motorcycles, ATV’s, snowmobiles and golf carts. There are thirteen different discount programs available to customers as incentives to drive safely, take all possible precautions and use Shelter Insurance for other insurance needs.

What States does Shelter Sell Auto Insurance In?

Shelter Insurance is chartered to sell car insurance in the following states: Missouri, Illinois, Arkansas, Oklahoma, Kansas, Colorado, Nebraska, Iowa, Indiana, Kentucky, Tennessee, Mississippi, Louisiana and Nevada.

Shelter Auto Insurance Customer Satisfaction

J.D. Power and Associates provides independent survey results annually, for customer satisfaction ratings on car insurance companies. In the 2010 survey there were thirty-four companies rated. Two were excluded from the rankings due to their limited customer base. Of the remaining thirty-two companies, Shelter Insurance came in at number five. Categories that were rated included overall satisfaction, contacting the insurer, policy offerings, billing and payment, and pricing.

Shelter Insurance appears to have stood the test of time and adversity posed by the challenges presented during its sixty-four years. For cheap rates with a good company, it would be wise to include their auto insurance in any rate comparison.

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